premium review benefits
Why use the FREE Worker's Comp review service?

- You will recover money that you have overpaid over the last three years.

- You will ensure that your insurance carrier is applying every possible deduction.

- You could save hundreds of thousands of dollars in the future with the knowledge revealed through our audit.
- It's completely risk free! Either you recover money that you overpaid, or you get the peace of mind in knowing that you are NOT OVERPAYING.
premium review guidelines
  This service is most successful if...
You pay a minimum Worker's Comp premium of $30,000 per year.
  You have a minimum of 10 employees,
or your business can be categorized into certain areas.   learn more

testimonials
 
 
 
 


We offer a FREE REVIEW of your last 3 years of worker's comp insurance by an experienced premium auditor. This gives you the opportunity to get a qualified second opinion from an expert with the knowledge to identify errors or missed deductions that may have caused you to overpay.
 Our experience indicates that 8 out of every 10 employers are currently overpaying on their Worker's Compensation premiums.

choose your service
  the service

Our specialty is to identify and recover Worker's Compensation insurance overcharges. We detect the subtle overcharges in your ex-mod, class codes, and payroll audit; then save you money on your present, past, and future Worker's Compensation policies. Mistakes that occur in one year are usually repeated in future policies.

Most businesses don't even realize they've been overcharged until an independent review is conducted. This is due to the constant changes in the industry (inluding rating bureau rules and regulation changes), along with the application of incorrect rates, discounts, classifications, experience modification calculations, and audits.




Our goal is to strengthen your bottom line, so you can achieve your business goals.

  the process

We make the premium audit review process as simple, easy and effortless as possible for you and your company. Your premium audit review will be conducted at our offices, leaving you to do what you do best - running your business.

Our review process is designed to minimize your time and energy. There are only 3 groups of materials that we will need from you: Policy Information, Letter of Authority, and a Audit Agreement.

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Gather as much of the necessary paperwork for each policy year to be reviewed, and we will do the rest. We will obtain any remaining paperwork not submitted from your insurance company, insurance agent, and/or the rating bureau.

- Upon completion of our premium audit review, we will contact you to discuss any overcharges found and we will prepare a report documenting your overcharges for submittal to your insurance carrier.




We make it easy, so you can stay focused on running your business.

  why us?

Why should you use our RISK FREE service? Here are just a few reasons:

- There are over 700 different business classifications that are rarely challenged.

- We have experience rating worksheets that have been incorrectly calculated and/or never verified by your insurance carrier.

- We can uncover discounts promised in proposals but not applied on audit statements.

- Cost savings rating plans are sometimes not disclosed by insurance companies.

- We know where and how to obtain premium information not disclosed to policyholders.

- An inherent conflict exists between an agent's role to reduce premium costs and their commissions received.




We make it easy, so you can stay focused on running your business.

  how we are paid

The Worker's Compensation Audit Review Service is a results oriented service. You must receive a refund before we earn a penny, so there is never a risk.

The bottom line is this; if we don't recover money for you, we don't get paid. Our service is truly a WIN-WIN opportunity!
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