life settlement benefits
Why should you consider a life settlement?

- You will receive more money than a cash surrender value.

- You can eliminate unaffordable life insurance premiums.

- You can effectively sell a life insurance policy that is no longer needed.

- Watch the beneficiaries of your life insurance policy enjoy the proceeds of your life settlement now.
life settlement guidelines
  This service is most successful if...
The insured is over 65 years of age.
  The life insurance policy has a face amount greater than $100,000.
  The life insurance policy has been in force for two years or more.
testimonials
 
 
 


Our Life Settlement solutions help you in selling your life insurance policy for a cash settlement. Unlike surrendering your policy with the insurance company, a Life Settlement can offer you significantly more money now that you can use to help realize your dreams.
  Life Settlement is an easy and effective method to capitalize now on the enormous value of your life insurance policy. Use your money to pay debt, offset stock market losses, or purchase items you've always dreamed of!

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  the service

A life settlement is selling your life insurance policy for a cash settlement. This may sound like surrendering your policy with the insurance company, however it is quite different. A Life Settlement gives you more money than the insurance company. Life Settlements provide more money because they use factors like your age, health, and premiums to decide what your policy is worth. Also through our services, a number of life settlement companies are given the opportunity to purchase your life insurance policy. This competition generates cash settlements that are much more money than taking your surrender value. In the end policy holders end up with the true market value of their life insurance policy.





The bottom line is life settlements equal more money than your insurance company will give you every time.

  the process

Underwriting begins after we receive the client's medical records, a completed appraisal form, and a copy of the life insurance policy. Approximately two weeks after receiving this information we begin bid negotiation for your policy*. With in that week, we will contact you to present current offers. After an offer is accepted, you will be presented with a purchase contract and change forms to begin the closing process of your life settlement. The change forms are then submitted to the insurance company and the once the escrow firm receives confirmation of the transfer of your policy's ownership, a check or wire transfer will be made within two business days**.

*The underwriting time table can vary depending on the responsiveness of your life insurance company.

**The average transfer of policy ownership takes seven days depending on the responsiveness of your life insurance company.




We make it easy, so you can stay focused on running your business.

"My insurance agent had the answers to all my questions. This was the first time I had heard of life settlements and I wanted to learn as much as possible. He provided me with everything I wanted to see. Bottom line I went from getting $10,200 from my insurance company to getting $42,000. "

- Frank from New Jersey

  why us?

People take part in a life settlement for a number of reasons. The two most common reasons are because the life insurance policy is no longer needed or the premiums have become unaffordable. Other reasons include to offset stock market losses, complete a 1035 exchange, or cover the cost of debt caused by any number reasons.

We provide the knowledge and experience to help you receive the full market value for your policy.





We'll help you turn your policy into cash.

   
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Approx. value of policy


Are you over age 65?

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